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Showing posts with the label Financial Education

The Bitcoin Crash (What is Bitcoin? - Part 3 Finale)

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So here comes the last part of my Bitcoin trilogy! Part 3 is without doubt the most important part of this trilogy, hence please make sure that you read this article before you decide to put your hard-earned cash into Bitcoin!  For those who are new here, do check out my Part 1 and Part 2 of 'What is Bitcoin?'! At USD 4000 per Bitcoin, is there a Bitcoin bubble? Short answer: Yes! Most definitely! To prove this, I will use a very simple Bitcoin’s Price-Volume chart to explain. The graph below indicates Bitcoin’s Price-Volume chart from Mid-2015 till August 2017. Do focus on the year 2016 where price of Bitcoin was around USD 500-ish at the start of 2016 to nearly USD 1000 at the end of 2016. Then, observe carefully at the volume in 2016, in comparison to 2015 and 2017. Big difference, yes? What does all this mean? In short, a high volume indicates that there are many transaction activities in the Bitcoin market - people are rushing into the Bitco...

Top 5 Reasons Why University of Malaya Can Only Be The Best in Malaysia, But Not In The World

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In year 2016, Malaysia has established 20 public universities, 34 polytechnics and 94 community colleges all around the country, which is a huge leap in the numbers compared to the 1960's. In early 2016, University of Malaya (UM), being the leading university in Malaysia, is ranked 27th in Asia by QS ranking. But the question remains: Despite all the statistics and results in paper, are we really that good? Before I proceed it is necessary to inform you on how a university is being ranked by the QS ranking: 1. Academic Reputation - 40% 2. Citation per faculty - 20% 3. Student to faculty ratio - 20% 4. Employer Reputation - 10% 5. International faculty ratio - 5% 6. International student ratio - 5% (Source: http://www.topuniversities.com/university-rankings-articles/world-university-rankings/qs-world-university-rankings-methodology) Disclaimer: This article is not written to cause any kind of personal insults to any students, lecturers, or the managemen...